Interac e-Transfer on Invoices Canada — Payment Wording + Generator

Canadian service businesses often get paid faster when Interac e-Transfer instructions are clear on the invoice PDF. The client should see who to pay, which invoice number to reference, and when payment is due.

This page gives practical Interac wording, Canadian tax notes by province, and a direct path to our free invoice generator.

Sample line items for Interac work

payment instructions, security question, reference invoice number

What to include on every invoice

• Business name, address, phone, and email
• Client name and billing address
• Unique invoice number and date
• Payment due date and terms
• Itemized labour and materials
• Subtotal, applicable GST/HST/QST/PST or RST, and total due
• Tax registration numbers when registered
• Interac e-transfer or card payment instructions

Canadian tax notes

• Quebec: GST 5% + QST 9.975% on most taxable services
• Ontario and Atlantic HST provinces: single HST rate on most work
• BC, Saskatchewan, Manitoba: federal GST plus provincial PST/RST rules vary by supply type
• Alberta: GST 5% only on most contractor work

Use invoice generator to build a PDF with the correct rates. Verify taxes with gst qst calculator, see invoice example quebec for Quebec layout, and browse Invoicing Resources for Canadian Contractors and Trades | Just Invoice or tax calculators for more guides.

Related resources

• Contractor Invoice Checklist
• How to Get Paid Faster as a Canadian Contractor
• Progress Billing Canada
• Canadian Contractor Tax Guide 2026

Can I reuse the same line items every month?

A: Yes. Save common products in Just Invoice or copy from this template into your generator workflow.

Should I charge tax on materials I resell?

A: In most cases yes, on the amount billed to the client. Confirm with your accountant for edge cases.